Important: We are proud affiliates of some of the tools and resources we recommend, meaning we earn a small commission at no extra cost to you if you click through and make a purchase. That said, we only recommend products, tools and services that we truly believe will be helpful or useful to you.
CIT Savings Builder
No monthly maintenance fees. No minimum balance requirements. Great interest rate!
With an interest rate that puts the national average to shame, the CIT Savings Builder will actually help your savings grow. Plus, it only requires a $100 opening deposit to get started, and only takes about 15 minutes to open an account online. In order to earn the maximum APY, you need to either deposit $100 into your account each month (which you should be doing anyway), or maintain a minimum monthly balance of $25,000. Put simply, if you’re looking for a top-notch savings account, the CIT Savings Builder is one of the best out there.