Learn How To Budget, Save, And Side Hustle Your Way To Financial Freedom

At Be The Budget, we share our favorite tips and strategies to help you improve your financial habits, budget better, save faster, earn more, stress less, and crush your goals.

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Struggling to stick with your budget? This easy-to-use habit tracker will help you stay accountable and motivated on your journey to financial success.

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Check Out Our Recent Posts


Dive into our latest blog posts, where we explore the ins and outs of budgeting, saving, earning, and conquering debt on your journey to financial freedom.

In today’s fast-paced world, managing your financial mindset is more important than ever. Our habits, both conscious and subconscious, play a significant role in shaping our thoughts and attitudes towards money. Unfortunately, many of us fall into patterns that can hurt our financial mindset, keeping us from achieving our goals ...Read More

10 Habits Hurting Your Financial Mindset: Avoid These Damaging Patterns

June 30

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June 28

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Check out some of our most popular posts on budgeting, saving, paying off debt, and growing your income.

Budgeting

Starting a budget from scratch can feel overwhelming, especially as a beginner. The good news is, it doesn’t have to be complicated. ...

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The term “financially healthy” is pretty subjective. For one person, it might mean having enough cash flow to pay bills and save ...

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What is a healthy budget? In short, a healthy budget is one that allows you to save as much money as possible, ...

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The term ‘on a shoestring budget’ simply means to make do with a limited amount of money. You’ll often hear this phrase ...

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Make Money

In today’s fast-paced world, managing your financial mindset is more important than ever. Our habits, both conscious and subconscious, play a significant ...

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Have you ever considered the link between your money and your mind? The way you approach money management and make decisions is ...

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Investing in yourself and your skills is crucial for financial growth and stability. By focusing on personal development, you can enhance your ...

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Gift wrapping can make a great year-round or seasonal side hustle. That said, figuring out how much to charge for gift wrapping ...

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Save Money

The term “financially healthy” is pretty subjective. For one person, it might mean having enough cash flow to pay bills and save ...

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If you want to take some stress off of your finances, one of the best things you can do is give yourself ...

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As the prevalence of online shopping increases, many consumers wonder if it’s safe to use a debit card online. It’s a fair ...

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Whether you need to move money from one bank to another or pull cash from your bank account, writing a check to ...

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Debt

Are you wondering if it’s possible to start a business with no money and no debt? I have some good news for ...

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If you’re not sure what to do after paying off debt, you’re in the right place! Getting out of debt is one ...

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When it comes to financing a purchase, few things can seem more innocent than a 0% interest loan. After all, signing up ...

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Your daily money habits are the key to improving your financial future. Not only can they help relieve the financial stress in ...

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About Us


Hi,

Welcome To Be The Budget!


We're Zach and Katie Buchenau--a frugal couple with an affinity for personal finance and entrepreneurship.


We started this blog with two goals in mind: to share the financial tips and strategies that work for us while providing a dose of financial encouragement to anyone that needs it.


Fast forward a few years, 2 kids, hundreds of blog posts, and nearly 2.5 million blog visitors later, and our focus hasn't changed.


Whether you're trying to pay off a mountain of debt (we've been there), build an emergency fund, start your own business, or just save enough money to quit that job you hate, we want to help you stay motivated, focused, and inspired.


We believe that personal finance shouldn't be complicated, confusing or intimidating, and that anyone can learn the skills needed to manage their finances effectively. Heck, we did!


Our blog is filled with our favorite tips on budgeting, saving, paying off debt, building your income, and chasing your dreams.


Over the years, we've distilled our goal into one simple statement: "We want to encourage and help our readers to form better financial habits, and become the hero of their financial story."


If that sounds good to you, we hope you'll join us on this journey to financial freedom.


Let's Be The Budget together!

Zach and Katie, Owners of BeTheBudget.com

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