Learn How To Budget, Save, And Side Hustle Your Way To Financial Freedom

At Be The Budget, we share our favorite tips and strategies to help you improve your financial habits, budget better, save faster, earn more, stress less, and crush your goals.

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Dive into our latest blog posts, where we explore the ins and outs of budgeting, saving, earning, and conquering debt on your journey to financial freedom.

The term “financially healthy” is pretty subjective. For one person, it might mean having enough cash flow to pay bills and save for retirement; for another, it could mean having a six-figure net worth. No matter what financial health means to you personally, I’ve observed a few common characteristics that ...Read More

12 Signs You Are Financially Healthy

December 13

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September 29

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What is a healthy budget? In short, a healthy budget is one that allows you to save as much money as possible, ...

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The term ‘on a shoestring budget’ simply means to make do with a limited amount of money. You’ll often hear this phrase ...

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If you’re looking for an effective way to manage your finances, zero-based budgeting is a good solution. Speaking from experience, this budgeting ...

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If you’re like most people, the word “budget” probably doesn’t conjure up memories of laughter and good times. But what if I ...

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Make Money

Are you trying to figure out what to do with your side hustle money? That’s a good problem to have. Whether you’re ...

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Face painting is a fun and artistic way to make money. But like any business, you need to price your services properly ...

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If you’re trying to sell a crappy car, you know it can be a difficult and frustrating experience. Whether you’re dealing with ...

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Are you wondering how much to charge for eggs? Before you set your pricing, here are a few of the most important ...

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Save Money

If you want to take some stress off of your finances, one of the best things you can do is give yourself ...

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As the prevalence of online shopping increases, many consumers wonder if it’s safe to use a debit card online. It’s a fair ...

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Whether you need to move money from one bank to another or pull cash from your bank account, writing a check to ...

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At first glance, driving an old car might not seem like the most appealing option. They don’t come with all the bells ...

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Are you wondering if it’s possible to start a business with no money and no debt? I have some good news for ...

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If you’re not sure what to do after paying off debt, you’re in the right place! Getting out of debt is one ...

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When it comes to financing a purchase, few things can seem more innocent than a 0% interest loan. After all, signing up ...

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Your daily money habits are the key to improving your financial future. Not only can they help relieve the financial stress in ...

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About Us


Welcome To Be The Budget!

We're Zach and Katie Buchenau--a frugal couple with an affinity for personal finance and entrepreneurship.

We started this blog with two goals in mind: to share the financial tips and strategies that work for us while providing a dose of financial encouragement to anyone that needs it.

Fast forward a few years, 2 kids, hundreds of blog posts, and nearly 2.5 million blog visitors later, and our focus hasn't changed.

Whether you're trying to pay off a mountain of debt (we've been there), build an emergency fund, start your own business, or just save enough money to quit that job you hate, we want to help you stay motivated, focused, and inspired.

We believe that personal finance shouldn't be complicated, confusing or intimidating, and that anyone can learn the skills needed to manage their finances effectively. Heck, we did!

Our blog is filled with our favorite tips on budgeting, saving, paying off debt, building your income, and chasing your dreams.

Over the years, we've distilled our goal into one simple statement: "We want to encourage and help our readers to form better financial habits, and become the hero of their financial story."

If that sounds good to you, we hope you'll join us on this journey to financial freedom.

Let's Be The Budget together!

Zach and Katie, Owners of BeTheBudget.com

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